出版日期：2014-03-01 00:00:00

著者：Pao, Tsung-i; Tzeng, Larry Y.; Wang, Kili C.

單位：淡江大學保險學系

出版者：Hoboken: Wiley-Blackwell Publishing, Inc.

著錄名稱、卷期、頁數：Journal of Risk and Insurance 81(1), pp.91-112

摘要：We present evidence to support the existence of opportunistic fraud in the automobile theft insurance market in Taiwan. After encountering a typhoon hit, the insured who purchase automobile theft insurance but do not purchase typhoon/flood insurance tend to have a significantly higher probability of filing a total theft claim than other insured. The above relationship exists mainly in places affected by typhoons. Such evidence does not exist in partial theft claim. These claim patterns of automobile theft insurance provide us with strong evidence that supports the existence of opportunistic fraud in the market.

關鍵字：opportunistic fraud; automobile theft insurance

語言：en_US

ISSN：1539-6975

期刊性質：國外

收錄於：SSCI

通訊作者：汪琪玲

審稿制度：是

國別：USA