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Private Health Insurance and Inpatient Service Utilisation among Adults and Elderly People under Taiwan’s National Insurance Programme

類別:期刊論文

學年 / 學期:101-1

出版日期:2012-10-01 00:00:00

著者:Tian, Wei-hua; Tien, Joseph J.; Chen, Chin-shyan; Liu, Tsai-ching

單位:淡江大學保險學系

出版者:Basingstoke: Palgrave Macmillan Ltd.

著錄名稱、卷期、頁數:The Geneva Papers on Risk and Insurance - Issues and Practice 37(4), pp.655-677

摘要:Previous studies have shown that demand for the quantity of medical services has increased since the implementation of the National Health Insurance (NHI) programme. This paper extends the investigation to the relationship between private health insurance and inpatient service utilisation under the NHI programme in Taiwan. By using nationwide populationbased claim data, we utilise a two-part model to investigate whether individuals with private health insurance have higher probabilities of utilising inpatient services. We further examine the effect of those individuals with private health insurance on the inpatient length of stay for those utilising inpatient services. The results indicate that individuals with private health insurance are more likely to use inpatient services and spend more days in a hospital compared to those without private health insurance. We propose that this finding provides a good reference for government and insurance companies when formulating relevant health insurance policies.

關鍵字:private health insurance; inpatient service utilisation; National Health Insurance

語言:en

ISSN:1018-5895‎ 1468-0440

期刊性質:國外

收錄於:SSCI

通訊作者:Tien, Joseph J.

審稿制度:

國別:GBR

出版型式:紙本 電子版