出版日期：2013-06-20 00:00:00

著者：Rachel J. Huang; Larry Y. Tzeng; Kili C. Wang

單位：淡江大學保險學系

出版者：Wiley-Blackwell Publishing

著錄名稱、卷期、頁數：Journal of Risk and Insurance 81(4), pp.735-756.

摘要：This article examines the accident externality from driving in terms of loss probability and severity by using a unique individual-level data set with more than 3 million observations from Taiwan. Two types of accident externality are, respectively, measured: the average number of kilometers driven per month per vehicle and the total number of speeding tickets per month. For both variables, we find significant evidence to support the existence of the accident externality. Moreover, we find that the accident externality is heterogeneous in terms of the vehicles’ characteristics.

關鍵字：accident externality; automobile insurance; loss probability; loss severity

語言：en_US

ISSN：1539-6975

期刊性質：國外

收錄於：SSCI

通訊作者：Kili C. Wang

審稿制度：是

國別：USA

出版型式：電子版