The Causes and Solutions of U.S. Financial Crisis: A Risk Management and Perspective
出版日期:2012-01-01 00:00:00
著者:Ho, Chia-ling; Lai, Gene C.
單位:淡江大學保險學系
出版者:Sri Krishna International Research and Educational consortium
著錄名稱、卷期、頁數:Journal on Banking Financial Service and Insurance Research 2(1), p.11-23
摘要:This paper first provides the background of the U.S. financial crisis and summarizes the causes of the crisis. We also show the solution used to stimulate the economies by various countries and steps taken to prevent another crisis from happening. A new contribution of this paper is that it provides the comparisons between Credit Default Swaps and insurance policies. Based on our analysis, this paper proposes that Credit Default Swaps should be regulated as insurance products. We also suggest that insurance companies should not bear investment risk and should let policyholders bear the investment risk. Finally, we then propose some the solutions to the crisis from risk management and insurance
perspective.
關鍵字:Financial Crisis;Credit Default Swaps;Insurance Policies;Risk Management.
語言:en
ISSN:2231-4288
期刊性質:國外
通訊作者:Ho, Chia-ling
審稿制度:否
國別:IND
出版型式:紙本