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Are green car drivers friendly drivers? A study of Taiwan’s automobile insurance market

類別:期刊論文

學年 / 學期:107-2

出版日期:2019-03-01 00:00:00

著者:Jerry Huang; Kili C. Wang

著錄名稱、卷期、頁數:Journal of Risk and Insurance 86(1), p.103-119

摘要:By integrating claims data from Taiwan’s compulsory liability insurance with a unique data set on driving mileage records for each car, this paper examines whether green car drivers have lower accident risk. We find that, after controlling for the mileage driven per car, the traffic accident risk of green car drivers is significantly lower. Our empirical evidence also confirms that green car drivers are, on average, high-mileage drivers. Moreover, driving more results in a higher accident probability for green car drivers despite their being lower-risk drivers. The policy implications are discussed.

關鍵字:traffic accident risk;individual behavior;green car;hybrid car;pay-as-you-drive

語言:en_US

ISSN:1539-6975

期刊性質:國外

收錄於:SSCI

通訊作者:Kili C. Wang

審稿制度:

國別:USA

出版型式:電子版